How does the insurance work?

Our motorhomes carry comprehensive motor insurance for the UK mainland which can be extended to western Europe, this is to cover damage to the vehicle or to third parties.

Hire Insurance

The motorhome is insured for the period of the hire only (provided all the personal information supplied is correct). A late return of the vehicle would incur a traffic offense under the road traffic act. Fully Comprehensive insurance is included within the hire charge.

The Vehicle is insured for theft and damage to the Vehicle and the property of a third party; but does not include any personal insurance for the customer (including death or bodily injury to the driver) or cover any personal possessions. The hire rate quoted includes a standard excess of £1000.00 per accident, reported incident or Vehicle theft. In the event of any damage to either the vehicle or third-party property, the hirer will be liable for the first £1000.00 per claim. In the event of the theft of the Vehicle please note: if the keys are not returned to Avanti, the insurer will not accept the claim and liability for the full cost of the vehicle will remain with the hirer.

Only persons named on the Rental Agreement are insured to drive the vehicle. Please note that no insurance cover is offered for any internal damages therefore the hirer accepts full liability for these which is in addition to the standard vehicle excess should that apply. Avanti will be responsible should damage to personal possessions or bodily injury occur (including death) as a result of proven gross negligence on Avanti’s part i.e., our actions or failure to act.

Avanti will not be responsible for any loss which is a side effect of the main loss e.g., loss of profits or opportunity. This is separate from the vehicle insurance provided.

The Vehicle is insured for damage to the Vehicle and the property of a third party; but does not include any personal insurance for the customer or their possessions. You will have to pay an excess for any Insurance claim regardless of which party is at fault for the accident. The insurance excess is £1000.00 per claim, not per rental. You will not have any insurance cover and you will be responsible for the total cost of any damage if you breach any of the terms of this Agreement. You will be responsible for any damage caused through gross negligence and will not be covered by the insurance.

Personal Insurance

Hirers are strongly advised to take out personal travel insurance to cover against termination of hire due to the unlikely event of a breakdown or accident. No claims by the hirer will be considered in respect of any loss or damage to personal belongings or effects of the hirer or any person or persons. Avanti will not be responsible for hotel costs, losses or any other expenses subsequent to a breakdown or accident.

Likewise, Avanti will not be responsible for any costs, losses, or other expenses due to any form of holiday cancellation, termination, or restriction beyond their control (such as Government and travel restrictions).

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